I don't really like the whole thing how if you win MITB you are pretty much guaranteed a title win. I think it would be more shocking if the winner cashed it in and then lost. It would add to the unpredictability of the cashing in process, something that WWE direly needs to keep the MITB concept from getting stale. I also think switching up how it's cashed in would also help keep the concept fresh. Like others have said, maybe one year a match gets set up in advance, the next year the guy cashes it in after the champ is beat down, or maybe, just maybe like WWE says every year, the winner cashes it in at Wrestlemania?