klunderbunker
Welcome to My (And Not Sly's) House
You make the choice to drive a car, and therefore car insurance. So it's not forced on you the same way health insurance is. You shouldn't have to pay simply for being alive.
You said this in the last thread about health care too. Can you elaborate on this? If you're not penalized for not having health insurance, then what is the mandate?
In short, it is required to have insurance. If you do not meet said requirement, you face zero fine and zero jail time and zero punishment. I think what you lose is a tax break of some sort but there is no fine and/or jail time if you don't get insurance.